What is a Home Appraisal? A home appraisal is an important step in the mortgage process for both the buyer and the seller. Mortgage lenders will require an appraisal before they provide a home buyer a loan as the value of the property will determine how much the lender will approve. The process will involveRead more
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As we are becoming increasingly aware of our carbon footprint, many of us are looking for ways to make our homes more eco-friendly. Here are some environmentally friendly ideas for your home that will still keep it looking fabulous and comfortable. When choosing new products for your home (rugs, curtains, pillows and linens), look forRead more
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1. How much do you have to spend? Narrowing your focus to fall within the budget you have available will help your realtor to hone in on the properties that can work for you. You should take into account that there are a number of additional expenses when you purchase a home and your budgetRead more
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As a Century21 Surrey Realtor and a father, I know the prime locations for a Safe Halloween and the best Trick-or-Treating around! Below are my Top 3 Spooktacular Trick-or-Treating locations within my favorite areas of Surrey, BC! 1. Less Walking, More Candy at Panorama West Village With over 90 town homes and little walking distanceRead more
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In order to protect yourself it is extremely important that you arrange for a professional evaluation of the property you are interested in buying. The home inspector’s role is to inform you on the condition of the property you are thinking of purchasing. He will tell you if something is not functioning properly, needs toRead more
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Engage an insurance broker to help you with your insurance needs. Because your property is their security for your loan, lenders insist on Property Insurance. Property Insurance covers the replacement cost of your home, so premiums may vary depending on its value. Mortgage Life Insurance provides coverage for your family should you die before yourRead more
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A lawyer will protect your legal interests by ensuring that the property you are buying does not have any building or statutory liens, charges, work or clean-up orders associated with it. All contracts, especially the Purchase Agreement should be reviewed by a lawyer before you sign them to ensure that everything is in order. TheRead more
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It is a good idea to work with a professional mortgage broker and pre-qualify for a mortgage before you start looking for a property. A pre-approved mortgage puts you in a stronger position as a buyer. A mortgage broker will shop around and find you a lender with the terms and rates that are bestRead more
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Unless you have an unlimited budget you will probably find that you need to make some compromises on location, layout, presentation, amenities and upgrades. Your objective is to find the home that provides the best overall value within your budget. Understanding your priorities will help you determine which trade-offs you can live with to achieveRead more
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Understand The Total Cost Of Buying It is important to know all the costs involved in buying your new home up front. Together with the mortgage broker you choose to work with, I can advise you on the costs of securing a mortgage, land transfer taxes, etc. Your lawyer can give you a detailed breakdownRead more
Read MoreMy personal knowledge of the Surrey Real Estate market is combined with the power of the CENTURY 21 brand – the most recognized name in Real Estate today.
I look forward to the opportunity of working with you and helping you fulfil your real estate goals.
